A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
GATES CHILI did above-average on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
One indication that GATES CHILI is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.