How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
GARY FIREFIGHTERS ASSOCIATION received below-average marks on Bankrate's earnings test, achieving a score of 4 out of a possible 30.
GARY FIREFIGHTERS ASSOCIATION had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.