How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
FRESNO POLICE DEPARTMENT scored 0 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
One indication that FRESNO POLICE DEPARTMENT is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.