A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
FREMONT FIRST CENTRAL fell short of the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
FREMONT FIRST CENTRAL had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.