How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, FREEDOM COMMUNITY CREDIT UNION scored 8 out of a possible 30, coming in below the national average of 10.11.
One sign that FREEDOM COMMUNITY CREDIT UNION is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.