A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
FRANKLIN REGIONAL SCHOOLS scored 2 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
One sign that FRANKLIN REGIONAL SCHOOLS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.