How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's test of earnings, FOUR SEASONS scored 6 out of a possible 30, coming in below the national average of 10.11.
One indication that FOUR SEASONS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.