A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, FORT WORTH CITY scored 16 out of a possible 30, exceeding the national average of 10.11.
One sign that FORT WORTH CITY is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.