A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money have less ability to do those things.
FORT MORGAN SCHOOLS scored 10 out of a possible 30 on Bankrate's test of earnings, lower than the national average of 10.11.
FORT MORGAN SCHOOLS had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's doing better than its peers in this area.