THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during periods of economic instability for the credit union. It follows then that when it comes to measuring an a credit union's financial resilience, capital is important. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, FLINT RIVER EMPLOYEES scored 30 out of a possible 30 points, above the national average of 15.65.
FLINT RIVER EMPLOYEES appears to be more resilient than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.