How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
FIVE STAR OF MARYLAND fell behind the national average on Bankrate's test of earnings, achieving a score of 2 out of a possible 30.
FIVE STAR OF MARYLAND had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's doing better than its peers in this area.