A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
FIRSTENERGY FAMILY scored 2 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
FIRSTENERGY FAMILY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.