THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is key. When it comes to safety and soundness, the more capital, the better.
FIRST NESHOBA did better than the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, receiving a score of 20 out of a possible 30 points.
FIRST NESHOBA had a capitalization ratio of 20.00 percent in our test, above the average for all credit unions, a sign that it's on more solid financial footing than its peers.