How successful a credit union is at making money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, FIRST CHEYENNE scored 0 out of a possible 30, falling short of the national average of 10.11.
One indication that FIRST CHEYENNE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.