THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial resilience, capital is useful. When it comes to safety and soundness, the more capital, the better.
FINANCIALEDGE COMMUNITY received a score of 12 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, less than the national average of 15.65.
FINANCIALEDGE COMMUNITY's capitalization ratio of 12.00 percent in our test was worse than the average for all credit unions, suggesting that it's on less solid financial footing than its peers.