A credit union's earnings performance has an effect on its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
FELLOWSHIP BAPTIST CHURCH scored 6 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
FELLOWSHIP BAPTIST CHURCH had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.