How successful a credit union is at earning money affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Conversely, losses take away from a credit union's ability to do those things.
FEDERATED EMPLOYEES scored 10 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
One indication that FEDERATED EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.