A credit union's ability to earn money affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money have less ability to do those things.
FAYETTE FEDERAL EMPLOYEES scored 8 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.11.
FAYETTE FEDERAL EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.