A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
FARMWAY did below-average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One sign that FARMWAY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.