Asset Quality Score
Bankrate uses this test to estimate the impact of troubled assets, such as past-due loans, on the credit union's capitalization and allocated loan loss reserves.
Having lots of these kinds of assets means a credit union may have to use capital to absorb losses, cutting down on its cushion of equity. Many of those assets are also likely to be in non-accrual status and no longer earning interest for the credit union, resulting in reduced earnings and potentially more risk of a future failure.
On Bankrate's test of asset quality, FARM CREDIT EMPLOYEES scored 40 out of a possible 40 points, above the national average of 38.09 points.
Troubled assets made up 0.00 percent of FARM CREDIT EMPLOYEES's total assets in our test, below the national average and potentially indicative of superior financial strength compared to other credit unions.