How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, FAR ROCKAWAY POSTAL scored 0 out of a possible 30, falling short of the national average of 10.11.
One sign that FAR ROCKAWAY POSTAL is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.