How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
FANNIN COUNTY TEACHERS scored 12 out of a possible 30 on Bankrate's test of earnings, exceeding the national average of 10.11.
FANNIN COUNTY TEACHERS had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's running ahead of its peers in this area.