A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, FALLS CATHOLIC scored 8 out of a possible 30, coming in below the national average of 10.11.
One indication that FALLS CATHOLIC is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.