A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
FAITH TABERNACLE BAPTIST fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
FAITH TABERNACLE BAPTIST had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, a sign that it's beating its peers in this area.