THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members during periods of economic trouble for the credit union. Therefore, a credit union's level of capital is an essential measurement of its financial fortitude. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, FAIRMONT VILLAGE achieved a score of 28 out of a possible 30 points, beating the national average of 15.65.
FAIRMONT VILLAGE appears to be stronger than its peers, with a capitalization ratio of 28.00 percent in our test, higher than the average for all credit unions.