A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
FAIRMONT SCHOOL EMPLOYEES received below-average marks on Bankrate's earnings test, achieving a score of 6 out of a possible 30.
One indication that FAIRMONT SCHOOL EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.