How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, FAIRFAX COUNTY scored 28 out of a possible 30, beating the national average of 10.11.
One sign that FAIRFAX COUNTY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.