A credit union's ability to earn money affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
ESQUIRE-GOODFELLOWSHIP fell short of the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
ESQUIRE-GOODFELLOWSHIP had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's outperforming its peers in this area.