THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial stability, capital is key. It works as a buffer against losses and as protection for members when a credit union is struggling financially. When looking at safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, ENFIELD COMMUNITY received a score of 6 out of a possible 30 points, below the national average of 15.65.
ENFIELD COMMUNITY appears to be weaker than its peers in this area, with a capitalization ratio of 6.00 percent in our test, below the average for all credit unions.