How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
ENERGY PEOPLE received below-average marks on Bankrate's earnings test, achieving a score of 4 out of a possible 30.
One indication that ENERGY PEOPLE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.