A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
EMPLOYMENT SECURITY scored 8 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.11.
EMPLOYMENT SECURITY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's doing better than its peers in this area.