A credit union's ability to earn money has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, EMPIRE BR 36 NATL ASSOC OF LE CARR scored 0 out of a possible 30, lower than the national average of 10.11.
EMPIRE BR 36 NATL ASSOC OF LE CARR had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.