How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses take away from a credit union's ability to do those things.
ELIZABETH POSTAL EMPLOYEES received below-average marks on Bankrate's test of earnings, achieving a score of 2 out of a possible 30.
ELIZABETH POSTAL EMPLOYEES had an earnings ratio of 1.00 percent in our test, equal to the average for all credit unions, suggesting that it's running neck and neck with its peers in this area.