How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
ELECTRIC ENERGY INC EMPLOYEES scored 8 out of a possible 30 on Bankrate's earnings test, failing to reach the national average of 10.31.
The credit union had an earnings ratio of 4.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.