How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
EGLIN outperformed the average on Bankrate's test of earnings, achieving a score of 16 out of a possible 30.
One indication that EGLIN is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.