A credit union's profitability has an effect on its long-term survivability. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
EDISON scored 6 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
EDISON had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's beating its peers in this area.