How successful a credit union is at earning money has an effect on its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
EDDYVILLE COOPERATIVE exceeded the national average on Bankrate's test of earnings, achieving a score of 12 out of a possible 30.
EDDYVILLE COOPERATIVE had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.