A credit union's ability to earn money has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, EASTERN MAINE MEDICAL CENTER scored 4 out of a possible 30, lower than the national average of 10.31.
EASTERN MAINE MEDICAL CENTER had an earnings ratio of 1.00 percent in our test, equal to the average for all credit unions, suggesting that it's right in line with its peers in this area.