How successful a credit union is at earning money affects its safety and soundness. Earnings may be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, EAST HAVEN MUNICIPAL EMPLOYEES scored 0 out of a possible 30, lower than the national average of 10.31.
One indication that EAST HAVEN MUNICIPAL EMPLOYEES is lagging behind its peers in this area was its earnings ratio of -5.00 percent in our test, lower than the average for all credit unions.