A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money are less able to do those things.
EAST END FOOD COOPERATIVE scored 2 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
EAST END FOOD COOPERATIVE had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's outperforming its peers in this area.