How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, likely making the credit union better able to withstand financial shocks. However, credit unions that are losing money have less ability to do those things.
EAST CENTRAL MISSISSIPPI received below-average marks on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One indication that EAST CENTRAL MISSISSIPPI is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.