THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an a credit union's financial resilience, capital is essential. When looking at safety and soundness, more capital is better.
EAGLE ONE came in below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, racking up 10 out of a possible 30 points.
EAGLE ONE had a capitalization ratio of 10.00 percent in our test, below the average for all credit unions, an indication that it's on less solid financial footing than its peers.