THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, DYNAMIC scored 26 out of a possible 30 points, beating the national average of 15.65.
DYNAMIC's capitalization ratio of 26.00 percent in our test was better than the average for all credit unions, an indication that it's on more solid financial footing than its peers.