How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, DULUTH POLICE DEPARTMENT EMPLOYEES scored 8 out of a possible 30, less than the national average of 10.11.
One sign that DULUTH POLICE DEPARTMENT EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.