THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial strength, capital is crucial. It acts as a cushion against losses and provides protection for members when a credit union is struggling financially. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, DOWNRIVER COMMUNITY received a score of 8 out of a possible 30 points, failing to reach the national average of 15.65.
DOWNRIVER COMMUNITY had a capitalization ratio of 8.00 percent in our test, less than the average for all credit unions, a sign that it's weaker than its peers.