THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial stability, capital is key. When looking at safety and soundness, more capital is better.
DOW GREAT WESTERN came in below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, racking up 12 out of a possible 30 points.
DOW GREAT WESTERN had a capitalization ratio of 12.00 percent in our test, lower than the average for all credit unions, an indication that it's weaker than its peers.