THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial strength, capital is important. When it comes to safety and soundness, more capital is preferred.
On our test to measure capital adequacy, DN COMMUNITY received a score of 6 out of a possible 30 points, lower than the national average of 15.65.
DN COMMUNITY appears to be weaker than its peers in this area, with a capitalization ratio of 6.00 percent in our test, below the average for all credit unions.