A credit union's profitability affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
On Bankrate's test of earnings, DIXIE CRAFT EMPLOYEES scored 0 out of a possible 30, falling short of the national average of 10.11.
One indication that DIXIE CRAFT EMPLOYEES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.