THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial fortitude, capital is essential. From a safety and soundness perspective, more capital is preferred.
DIVISION 819 TRANSIT EMPLOYEES scored below the national average of 15.65 on our test to measure capital adequacy, achieving a score of 14 out of a possible 30 points.
DIVISION 819 TRANSIT EMPLOYEES had a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions, suggesting that it's weaker than its peers.