How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, DIVISION 726 scored 6 out of a possible 30, lower than the national average of 10.11.
One indication that DIVISION 726 is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.